FREE TAX RETURNS.COM.AU
40 years · ~100,000 interviews

Bigger refund tips

The expenses and items you should claim — and exactly how. Use your occupation’s list to catch everything; anything not on it is still claimable if it’s money you spent to earn your income.

The checklist

Don’t leave these on the table

Make your car claimable

Carry bulky tools, or use your car between work sites. Then tolls and parking count too. Claim your car.

Logbook >>> cents-per-km

CPK caps at $4,400; a logbook unlocks $15,000–$30,000. Classify home-to-work kms as work.

Travel meals on an allowance

An allowance is taxed, so claim the meals — often $13,750+/yr better off. Claim your meals.

The no-receipt expenses

Laundry $156, overtime meals $38.65/meal, home-office electricity 70c/hr, the $10 donation.

Car-improvement depreciation

New tray, wheels, bull bar — depreciate the cost over 8 years instead of missing it.

Rental depreciation

A depreciation report on a $400,000 property can be worth ~$10,000/yr — well worth the $500–800.

Business space lease

Sole traders & companies can claim office, garage and shed space used for the business.

Church tithing

Giving to a registered DGR is deductible — claiming it just means you don’t pay tax on money you gave away.

Include your spouse

It’s required — and it can keep you under the Medicare Levy Surcharge threshold.

Zone (remote) offset

Lived in a remote zone? Claim up to $1,173.

Income protection you paid

If you paid it directly (not via super), it’s deductible. Paying from super costs you 15% — pay it directly.

Extra super contributions

Personal post-tax contributions are claimable in D12. Super is taxed at 15% vs up to 48% — a smart shift.

Why it matters

Three that move the needle most

Logbook % done right

Classifying home-to-work trips as work can lift a logbook from 18% to 94%.

Wrong (18.18%)$4,545
Right (93.94%)$23,485
Under-claimed by$18,940

Include your spouse

Combined taxable income of $177,000 stays under the $202,000 couple threshold — no Medicare Levy Surcharge, no need to buy hospital cover.

Use taxable income, not gross.

Home-office electricity

1 hour/day × 5 days × 50 weeks × 70c =

$175

…that almost nobody claims.

2025–26 figures

Numbers worth knowing

Medicare Levy Surcharge thresholds
Singles · Tier 1 (1%)$101,000
Couples/families · Tier 1 (1%)$202,000
+ per child after the first$1,500

Tiers rise to 1.25% and 1.5% at higher incomes. MLS is separate from the standard 2% Medicare levy.

Zone (remote living) tax offset
Special area A or B$1,173
Zone A$338
Zone B$57

Check the ATO zone list for your location and claim the right amount.

Already lodged? Take everything you learn here and apply it to your last two or three returns — see Free Extra Refund.

Put the tips to work

Pick your occupation and the worksheet applies the right tips and calculators for you.

Start my return